Exoikonomo 2021-22

Beneficiaries – Incentives

The right to participate in the Program have natural persons who have a real right to an eligible residence.

The real right (full ownership / usufruct / small ownership) of the applicant should exist during the reference year of the Program (tax year 2020) as well as at the submission of the application. In case of existence of more beneficiaries of real rights (co-owners) in an eligible residence: if the main use of the requested residence is made by one of the co-owners, only the co-owner who owns it has the right to participate in the Program. If the main use of the requested residence concerns another non-co-owner (free concession / rent), the right to participate in the Program has any of the co-owners with the right of full ownership / usufruct (not small ownership). The main use of the residence is recorded in the data of the income tax return of the user within the last three (3) years, with priority in the reference year (tax year 2020). In the event that from the data of the income tax return, for the reference year it appears that the property was not in use (empty apartment, empty house) in the said tax year, for the certification of the main use of residence will be used corresponding documents of one of two previous tax years. If the residence has been acquired after 31.12.2020 (recent acquisition of property), a written commitment will be requested for the main use of the residence.

The provisions of EU Commission Regulation 1407/2013 on de minimis aid, which set cumulation limits, apply to rental / free concessions.

Homes with short-term lease use are not eligible.

Within the Program there are two (2) distinct types of applications:

  1. Application for an Individual Apartment or a Detached House,

ιι. Apartment Building Application (including apartment applications as part of an apartment building application)

For applications for individual apartments, detached houses and apartments as part of an application for an Apartment Building, the maximum grant rate is set as follows:

Table 2.2.2 Grant

Personal Income (€) Family Income (€) Percentage of granting
Self-habitancy from the applicant Free concession to another person / Tenant from the applicant
1 ≤5.000 ≤10.000 75% 65%
2 >5.000 – 10.000 >10.000 – 20.000 70% 60%
3 >10.000 – 20.000 >20.000 – 30.000 55% 45%
4 >20.000 – 30.000 >30.000 – 40.000 45% 40%
5 >30.000 >40.000 40% 40%

-In case where there are many co-owners and the use of the main residence is done by one of them, only the co-owner who owns and receives the corresponding graduated percentage per income category has the right to apply to the Program.

-In the case where the use of a house is made by a third person-non-co-owner (free concession / rent), the right to submit an application to the Program has any of the usufructuaries – full owners (not the small owner) and receives the corresponding graded percentage per income category.

For apartment building applications, when the total of the millimeters of the apartment building participates, an additional grant (bonus) + 10% is provided in the provided subsidy percentage of each participating apartment.

The grant percentage concerns the eligible intervention budget. For the remaining percentage up to 100% of the eligible intervention budget, there is the possibility of granting a loan with an interest rate subsidy, based on a relevant request of the Beneficiary.

The cost for the cost of the two energy inspections, the cost of the project consultant, the cost for the preparation of the Electronic Building / Divided Property Identity as well as any other study costs, are fully covered by the Program.

Subsidized Homes

Within the Program there are two (2) distinct types of applications:

  1. Application for an Individual Apartment or a Detached House,

ιι. Apartment Building Application (including apartment applications as part of an apartment building application)

Please note that in no case are the properties of the building that are not used for a house eligible (e.g., a shop on the ground floor of a building).

To be eligible, a home must meet the following general requirements:

  • Exists legally.
  • Has not been deemed demolishable.
  • Used as the main residence.
  • It has been classified based on the First Energy Performance Certificate (A ‘PEA) in a category lower than or equal to C.

Please note that, due to the electronic intersection of the residence data registered in the application with the corresponding data declared to the tax authority, it is necessary in the income tax return of the tenant (E1), if there is a lease / free concession of the main residence and the detailed statement for real estate rents (E2), as well as in the declaration of real estate data (E9) to include in full and correctly the electricity supply number of the real estate.

Eligible Costs

The start date for the eligibility of expenditure is set at 01/02/2020 under Regulation (EU) 2021/241 establishing the recovery and resilience mechanism. Projects are not eligible which, based on the submitted cost documents, have been completed in terms of the physical object or have been fully executed by the date of submission of the application.

Only the interventions that are completed after the issuance of the A ‘PEA can be considered eligible for the Program and in any case the expenses must have been made from 01/02/2020 (start date of eligibility) onwards.

It is clarified that, within the requirements of the Program, PEAs are accepted, which have been issued after 27.11.2017 (date of activation of the information system for the issuance of Energy Performance Certificates based on KENAK approved by decision DEPEA / oik. 178581 / 30.06.2017, Government Gazette B ‘2367 / 12.07.2017), and before 01/02/2020, as well as studies and Approvals of Small-Scale Construction Works that have been issued before 01/02/2020, but their cost is not eligible by the Program.

The interventions, submitted with the application for inclusion in the Program, arise based on the recommendations of the Energy Inspector and relate exclusively to the following categories of eligible interventions:

1.Replacement of frames

  1. Installation / upgrade of thermal insulation
  2. Upgrading of heating / cooling system
  3. ZNX system using Renewable Energy Sources (RES)

5.Other Saving Interventions (smart home, lighting upgrade).

Evaluation criteria

The criteria as well as their respective weight are listed in the following table.

S/N Criterion Gravity of Factors Maximum score of the criterion Minimum score of the criterion
K1 Reduced energy saving cost 50% 0,200 1,000
K2 Income (€) / family member 14% 1.000(€)/family’s person 30.000(€)/family’s person
K3 Grade Days 7% 1,4069 0,2180
K4 Energy class. based on A ‘PEA 5% Η Γ
K5 Construction age 3% before 1955 2011
K6 Disabled person 7% fix
K7 Single Parent Family 7% fix
K8 Large families 7% fix
Maximum weight percentage of rates 100%  

The score calculation equation from which the Ranking Series will result based on the above criteria is as follows:

The criteria will receive a normalized value based on predefined maximum values. The criteria are presented in detail in Annex XII.

It is pointed out that the process of Comparative Evaluation of applications will be separate for three categories of beneficiaries and for each PE.

  • Category 1: Applications for Individual Apartments. Houses. where the Beneficiary is in the first (1st) income category (see table 2.2.1)
  • Category 2: Applications for Individual Apartments. Houses. where the Beneficiary is in the other income categories
  • Category 3: Applications for Apartment Buildings

In the 3rd category of the Apartment Building application, the average of the individual scores of the applications of the participating Apartments is taken as a score. More specifically, each participating department will receive a score following the criteria presented in Annex XII and then the M.O. for the apartment building.


In cases of equality of applications in their total score, the order in the ranking tables (initial, temporary, final) will be based on the comparison between them in the individual score of the criteria (in order of priority): K1, K2, K3.